Development Finance • Abuja, Nigeria

Empowering Sovereign & Sub-National Development Journeys

Assadiq General Enterprises helps state governments, public institutions and businesses turn development priorities into bankable, finance-ready projects, and stays through implementation until the results last. We structure conventional, Islamic, blended and climate finance with development finance institutions and multilateral banks.

End-to-end, concept to sustainability
Conventional, Islamic & blended finance
16-member multidisciplinary team
Selected Clients Governments & Institutions
12 clients
ZS

Zamfara State Government

Subnational government

State
CA

Federal Court of Appeal

Public institution

Federal
NS

Niger State Government

Subnational government

State
How we structure finance Fit for purpose
InstrumentsConventional · Islamic
AlsoBlended · Climate
Engagement span Identify → Sustain
Team experience with:
World BankAfDBIsDBBADEA
The Assadiq End-to-End Transaction Model

From Development Priority to Sustainable Impact

We do not stop at financial close. We remain focused on implementation, institutional capacity and sustainable development impact.

  1. 01

    Identify

    Needs & priority projects

  2. 02

    Prepare

    Feasibility & appraisal

  3. 03

    Structure

    Financing architecture

  4. 04

    Finance

    DFI & MDB engagement

  5. 05

    Close

    Effectiveness & disbursement

  6. 06

    Implement

    Procurement & delivery

  7. 07

    Monitor

    Performance & results

  8. 08

    Capacity

    Knowledge transfer

  9. 09

    Sustain

    Ownership & O&M

Swipe to see all 9 stages

The full model also includes Screen (strategic relevance and financing potential) and Negotiate (due diligence, term sheet, approvals and documentation).

Integrated Solutions for a Brighter Tomorrow

People · Partnerships · Sustainable Impact

  1. 01

    Subnational Government & Institutional Advisory

    Development strategy, project prioritisation, financing strategy and institutional strengthening.

  2. 02

    Project Development & Bankability

    Feasibility, project design, economic and financial appraisal, risk and implementation planning.

  3. 03

    Development Finance & Transaction Structuring

    DFI and MDB matching, financing architecture, financial modelling and lender engagement.

  4. 04

    Transaction Execution & Financial Close

    Due diligence, negotiation, approvals, conditions precedent and disbursement readiness.

  5. 05

    Project Implementation & Performance Advisory

    Procurement support, project management, monitoring, reporting and performance management.

  6. 06

    Post-Project Capacity Building & Sustainability

    Knowledge transfer, training, systems development, operations and maintenance capability, and sustainability reviews.

Swipe to see all 6 solutions

Sustainable Development Impact

  • PeopleEmpowered communities
  • PlanetA greener future
  • ProsperityInclusive growth
  • PartnershipsStronger together
Our Value Proposition

Our Advisory Practices

Beyond financing: integrated services that take a project from concept to sustainable impact, for state governments, public institutions and private-sector sponsors.

Practice 01

Project Identification & Prioritisation

Assess development needs and rank projects by strategic relevance, expected impact and financing potential.

Practice 02

Feasibility & Bankability

Determine whether projects are technically viable, economically justified, financeable and institutionally ready for delivery.

Practice 03

Technical, Economic & Financing Documentation

Develop the studies, analyses and proposals required for government decision-making and financier appraisal.

Practice 04

DFI & MDB Matching

Match projects with development finance institutions, multilateral banks and funding windows based on sector, eligibility, scale and financing requirements.

Practice 05

Conventional, Islamic, Blended & Climate Finance

Design financing arrangements suited to project characteristics, borrower capacity and applicable financier requirements, including Sharia-compliant structures.

Practice 06

Due Diligence to Financial Close

Coordinate due diligence, negotiations and approvals, managing the transaction from lender appraisal through financing effectiveness.

Practice 07

Procurement, Implementation & Reporting

Help implementing agencies translate approved financing into timely, accountable and measurable project delivery.

Practice 08

Capacity Building & Knowledge Transfer

Strengthen staff skills, systems and procedures so institutions can manage projects effectively after advisory support ends.

Practice 09

Operations, Maintenance & Sustainability

Put in place practical arrangements for asset management, service continuity and preservation of project benefits.

Who We Serve

Governments, Institutions & Enterprises

Practical experience with state-government development projects, and a multidisciplinary team spanning finance, engineering, agriculture, renewable energy, law and compliance.

Water & Irrigation
Agriculture & Livestock
Civil Infrastructure
Renewable Energy
State Governments & Public Institutions

Turning Subnational Priorities into Bankable Projects

We help states and public institutions identify priority projects, prepare the studies financiers need, engage the right DFIs and MDBs, and build the capacity to deliver and sustain what gets financed.

4State government clients
11Stages in our end-to-end model
35 yrsCentral banking experience on our board
Discuss a state mandate
Private-Sector Sponsors

Catalysing Agro-Industrial & Commercial Growth

For agro-processors, farms, engineering firms and other enterprises, we prepare finance-ready proposals and structure financing that fits the project, the sponsor and the financier.

7Private-sector clients
100+Infrastructure projects worked on by our Head of Field Services
20+ yrsTakaful & Islamic finance leadership
Discuss a private project
Oil Mills & Agro-Processing
Commercial Farming
Engineering Services
Project & Trade Finance
One Adviser. The Entire Lifecycle.

Why Assadiq

An advisory firm that does not walk away at loan signing.

End-to-End Capability

From project concept to financing, implementation, capacity development and sustainability.

Implementation Orientation

Our engagement does not end with financing approval. We support procurement, delivery, monitoring and reporting.

Capacity Transfer

We strengthen client institutions rather than create permanent dependence on external advisers.

Sustainable Impact

A focus on development outcomes that remain viable beyond financing and implementation.

Leadership & Specialists

Our Team

Economists, engineers, lawyers, accountants and sector specialists with experience across central banking, development finance, state governments and industry. Select a profile to read more.

Selected Clients

Sovereign & Industrial Counterparts

Trusted by state governments, federal institutions and agro-allied enterprises.

  • State GovernmentZamfara State
  • State GovernmentBauchi State
  • State GovernmentNiger State
  • State GovernmentYobe State
  • Federal JudiciaryFederal Court of Appeal
  • IndustrialGerawa Oil Mills
  • Private SectorGihazou Global Concept
  • EngineeringRISMATT Engineering Ltd
  • Agro-ProcessingJIA Rice
  • Private SectorAlmena Nigeria Ltd
  • AgricultureBandar Farms Ltd
  • Professional ServicesAdamu Ahmed Ibrahim & Co
Advisory Clarity

Frequently Asked Questions

How does Assadiq work with state governments?

We start by assessing development needs and ranking projects by strategic relevance, expected impact and financing potential. Priority projects then move through feasibility, documentation, financial structuring and engagement with financiers, and we stay on through implementation and capacity building.

Which development finance institutions do you work with?

We match each project to the institutions and funding windows that fit its sector, eligibility, scale and financing needs. Members of our team have worked on programmes involving the World Bank, AfDB, IsDB, BADEA, EBID, FAO and GIZ.

Can you structure Islamic finance?

Yes. We support Sharia-compliant financing alongside conventional, blended and climate finance, choosing the arrangement that suits the project, the borrower's capacity and the financier's requirements. Our leadership includes senior Takaful and Islamic finance professionals.

Why stay involved after financial close?

Because financing is only the start. We help implementing agencies deliver on time and accountably, then transfer the knowledge, systems and capabilities so they remain with the institution long after advisers and financiers have left.

Executive Credo

Our Philosophy & Governance

Development finance is not simply about obtaining a loan. It is about preparing the right project, structuring appropriate finance, implementing effectively, transferring knowledge and sustaining results.
Our PhilosophyAssadiq General Enterprises Ltd
To become a leading African development finance and transaction advisory institution, mobilising sustainable capital for transformative development.
Our VisionAssadiq General Enterprises Ltd
To ensure that project knowledge, systems and capabilities remain within the beneficiary institution long after external advisers and financiers have completed their assignments.
Our ObjectiveAssadiq General Enterprises Ltd

Swipe for vision and objective

Board Oversight

Strategic direction and oversight of significant engagements.

Transaction Review

Assessment of major mandates before substantial resources are committed.

Risk & Compliance

Conflict-of-interest management, regulatory compliance and transaction integrity.

Financial Control

Engagement budgeting, expenditure control and profitability monitoring.

Quality Assurance

Independent review of major deliverables before submission.

Abuja Headquarters

Ready to prepare your priority project for development financing?

Tell us about the priority, the sector and where it stands today. Our advisers will tell you what it takes to make it bankable.

Office

Suite 05, 2nd Floor, Smart Bridge Plaza, Utako, Abuja